Lend. Borrow. Stake. Trade.

Folks Finance is a community-driven decentralized platform providing permissionless DeFi tools across multiple networks.

Total value locked

Available on

Folks Finance’s Products

xChain

Move between blockchains with ease. Deposit and borrow assets across multiple networks using Folks as your portfolio’s hub.

Available onAvalanche

Algorand app

Experience a full DeFi suite from Algorand’s largest protocol – lending, borrowing, liquid staking, loan looping, DEX router, & more.

Available onAlgorand

Monad Testnet

Experience crosschain lending & unified liquidity on Monad testnet.

...and audited by best-in-class experts.

Build on top of permissionless smart contracts using Folks’ SDKs.

Cross-Chain

Leverage the crosschain lending infrastructure to borrow and lend across all supported networks.

Folks Router

Get the most efficient swaps on Algorand through Folks Router, our built-in DEX aggregator.

Simplicity

The robust JavaScript SDK lets you build with ease and make the most of all the Algorand markets.

Whether in need of Folks Tutorials or DeFi basics, Folks Academy’s video collection will quickly get you up-to-speed.